Post-Closing Mortgage Audit Services

Reduce Risk, Cut Costs & Meet Deadlines

Get the speed, accuracy, and expert oversight you need to satisfy agency and investor requirements without straining your team or increasing headcount.

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Why Lenders Outsource Post-Close QC to MetaSource

Reliable Audits, Faster Turnarounds & Lower Overhead

Poor post-close QC leads to costly violations, repurchase demands, and compliance gaps that cost you time, money, and credibility. Expert post-closing mortgage audit services that combine seasoned industry professionals, advanced technology, and a variable cost model can help you cost-effectively ensure compliance.

Avoid Repurchase Risk

Identify defects before they escalate into more costly issues with reviews built around Fannie Mae, Freddie Mac, FHA, VA, and USDA guidelines.

Seamlessly Meet Deadlines

Ensure you have time to review findings and submit reports inside the 90-day GSE window with our 35-day post-closing audit turnaround time.

Scale QC with Your Volume

Avoid being overstaffed in slow markets or understaffed when volume picks back up by taking advantage of our variable cost model.

Get Responsive Support

Take advantage of our monthly calibration calls designed to keep findings consistent, teams aligned, and expectations met.

“I am very happy with MetaSource. They are a responsive partner, excellent to work with and an extra set of eyes for quality control.”

Leading Independent Purchase Lender

Post-Close Audit Services Built Around Agency Requirements

Every Audit Type You Need Under One Roof

MetaSource’s suite of post-closing mortgage audits is structured to satisfy all agency and investor requirements.

  • Random and Statistical Sampling
  • Discretionary
  • Early Payment Default (EPD)
  • Custom Post-Close Audit
  • Canceled/Denied/FHA Rejected/Adverse Action
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How Our Post-Close QC Audit Process Works

Simple to Get Started, Effortless to Manage

Implementing and leveraging outsourced post-close audit services should be quick and painless, and with MetaSource, it is.

1. Send us your list of closed loans.

2. We send you a list of loans selected for audit.

3. Drag and drop your selected folder in our secure eSubmit process.

4. We audit the files and send you an initial report and findings data.

5. Use our QC platform to share, validate, and revise findings.

6. We send you a final audit report.

The Software That Accompanies Our Post-Close Audits

Built to Turn Audit Results into Compliance-Driven Action

Gain access to QLink™, MetaSource’s mortgage quality control software, when you take advantage of our post-closing QC audit services. It provides clear visibility into audit status, defect trends, and document trails, so you can make informed decisions quickly and improve loan quality.

  • Access findings and reports instantly upon audit completion
  • Stay in the know with real-time audit status tracking across all QC audits
  • Drill into defect trends by underwriter, defect rate, reverifications, loan officer, product, or audit type
  • Assign action items and track communications with built-in collaboration tools
  • Further streamline file submission with our loan origination system integrations

Explore QLink

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Ensure Compliance & Control Costs with a Partner You Can Count On

Enhance efficiency and meet agency requirements without adding headcount by partnering with an experienced team dedicated to your success.

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Additional Services

More Solutions to Help You Ensure Mortgage Compliance

Discover solutions that make avoiding hefty fines, repurchase risk, and regulatory exposure easier than ever.

Pre-Fund QC Audit Services

Reduce errors, sell loans faster, detect fraud and high-cost violations, and meet pre-fund QC requirements.

Servicing QC Audit Services

Comply with agency and regulatory requirements with MetaSource’s suite of over 20 servicing QC audits.

MERS Compliance Services

Satisfy MERS requirements with our MERS loan QA reviews, third-party annual review services, and data reconciliation software.

Frequently Asked Questions

MetaSource consistently delivers post-close audits within 35 days of receiving your files, ensuring you can review findings and submit reports in time to meet agency deadlines.

We offer random and statistical sampling, discretionary, early payment default (EPD), customized, and canceled/denied/FHA rejected/adverse action reviews. State-specific reviews can also be requested.

MetaSource’s post-close audits are structured to meet all current agency requirements, including Fannie Mae, Freddie Mac, FHA, VA, and USDA. We actively monitor agency changes and update our audits accordingly.

Quality control activities can begin within 48 hours of contract execution.

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Ready to Build a Stronger Post-Close QC Program?

With over 30 years of experience and more than 800 mortgage clients, MetaSource delivers post-closing mortgage audit services you can rely on. Let’s talk about how we can help your organization ensure compliance.

Book a Consultation Today